If you are planning to travel in India in 2025, the best card for you should be one that offers rewards and offers from banks and credit cards, which are rewards such as easy access to carry bags at the airport, lounge access, perks and annual fees. Here is the latest list of top 5 travel-credit cards considering these:
Top 5 Travel Credit card
- Axis Atlas credit card
- Axis Bank Horizon credit card
- HDFC diners club black credit card
- Axis Bank Reserve credit card
- American express platinum card
1. Axis Atlas credit card
Axis Bank Atlas Credit Card: For those who are fond of traveling, Axis Atlas Credit Card will be the perfect card. If you travel a lot, then this will be a good card for you and want to get the best rewards on every expenditure, then Axis Bank Atlas Credit Card is the best option for you. This card is specially designed keeping in mind the travel lovers. It has three tiers – Silver, Gold and Platinum – which increase the benefits according to your annual expenditure.
Atlas card gives many benefits like international and domestic airport lounge access, so that you do not have any problem in carrying luggage and your journey becomes even more comfortable. For every ₹ 100 spent, 5 Agility Reward Points are available, which can be used in flight or hotel booking. The card also includes low foreign markup (2%) and excellent travel insurance, which is very useful on international trips.
With the milestone benefits available through Atlas card, you can easily get flight vouchers and other rewards. It has an annual fee of ₹5,000 plus GST, but the travel benefits make it totally worthwhile. If you want to turn every trip into a luxury experience, then this credit card is a must try!
2. Axis Bank Horizon credit card
Axis Bank Horizon Credit Card: If you are a big spender, then Axis Bank Horizon Credit Card will be the best for you. If you want to get the best rewards on travel and live level, then enjoy rewards with smart spending. If you want to get the best rewards on your everyday expenses as well as travel and lifestyle, then Axis Bank Horizon Credit Card is a great option for you. This card is specially designed for those who spend a lot on dining, shopping and travel and want the best benefits on every spend.
Axis Bank Horizon Credit Card also gives five Edge Rewards on every ₹ 100 spent and can be used in vouchers. Using Axis Bank Horizon Credit Card allows carrying a bag while traveling domestically and internationally, making travel hassle-free, which can be redeemed in flight, hotel booking or gift vouchers. This card also gives you access to domestic airport lounges up to 8 times per year, making your travel even more comfortable.
Apart from this, the card also offers international shopping at a low foreign markup of 1.99% and comes with travel insurance that provides protection even when traveling abroad. The annual fee of Horizon Card is ₹1,500 + GST, which is quite affordable compared to the rewards and perks you get. If you want to spend smartly and get more for every spend, then Axis Horizon is the perfect credit card for you!
3. HDFC diners club black credit card
HDFC Diners Club Black Credit Card: It will be the best credit card for premium lifestyle people. Best choice for premium lifestyle and travel If you are fond of travel and luxury lifestyle, then HDFC Diners Club Black Credit Card is perfect for you. This card is specially designed for premium users who want more rewards and exclusive benefits on their spending.
The benefit of using this card is that you get 5 reward points for spending one hundred and fifty rupees and you also get 10 times reward by shopping on its website. Through the card, you get unlimited domestic and international airport lounge access, which makes traveling easier and also creates a luxury experience.
Many premium memberships like Club Marriott, Forbes, Times Prime etc. are available for free on HDFC Diners Black, which makes the lifestyle even more special. Its low foreign markup (2%) makes international trips cheap and convenient. Its annual fee is ₹10,000 + GST, but the great rewards, milestone benefits and premium service make it totally worth it. If you want to take your lifestyle to the next level, then HDFC Diners Club Black Credit Card is the best choice for you.
4. Axis Bank Reserve credit card
Axis Bank Reserve Credit Card: If you want to experience premium benefits, then this card will be best for you Experience super premium benefits If you are looking for best-in-class luxury and exclusive benefits, then Axis Bank Reserve Credit Card is a perfect choice for you. This card is designed for high net worth individuals (HNIs) who want to enjoy exclusive rewards and premium facilities on every spend.
For every ₹ 200 spent on the Reserve card, you get 15 EDGE reward points, which can be used for flight booking, hotel room or food or can be redeemed for luxury gifts. Through this card, you can get unlimited free access to more than 1,000 airport lounges around the world through Priority Pass. Additionally, the card comes with features like Global Concierge Service, Golf Privilege, 24×7 Personal Assistance, and top-notch travel insurance. The low foreign markup fee (2%) on the card makes international transactions even cheaper.
The annual fee of Axis Reserve is ₹50,000 plus GST.The annual fee of Axis Reserve is ₹50,000 + GST, but the premium services and exclusive benefits offered by this card make it one of the best super premium credit cards in India. If you want an extra-ordinary lifestyle, then this card is a must-have!
5. American express platinum card
American Express Platinum Card: If you are more fond of luxury, then this card will be the best for you. It is a perfect combination of luxury and exclusivity. If you want to make your lifestyle ultra-premium, then American Express Platinum Card is the best option for you. This card is not just a payment tool, but gives the experience of luxury lifestyle.
Through Amex Platinum, you get unlimited free access to more than 1,300 airport lounges around the world, including Centurion Lounges. Apart from this, you get great offers and upgrades in premium hotels like Taj Hotel, Oberoi Hotel, Hyatt. 24×7 global concierge service, golf privileges, and special dining benefits are also available with the card. Features like travel insurance and emergency assistance for cardholders on international travel make the card more special.
The annual fee of Amex Platinum is around ₹ 60,000 and GST is separate, which is justified for the premium segment. If you want to make every trip and every experience special, then American Express Platinum Card will be very good for you. This card not only changes the way of spending, but also makes you feel exclusive and royal.
In conclusion, credit card can form habits and make you fall for spontaneous shopping. Unplanned spending can lead you to a hefty bill which you may not be able to pay. Hence, always be aware of your spending habits and avoid any unnecessary transactions. This way you can avoid any financial burden and make the best out of your credit card.
(Note: Using a credit card carries its own set of risks)
